Fixed Rate Mortgages

  • Various terms available. View our Rates/terms.
  • For home purchases: borrow up to 95% of the homes appraised value or purchase price, whichever is lower.
  • For refinances: borrow up to 90% of the homes appraised value.
  • No pre-payment penalties

Mortgages over 80% LTV will require Private Mortgage Insurance (PMI). Escrow accounts are required for mortgages over 80% LTV, and are optional on others. New construction is excluded. 

Collateral Mortgages

  • A mortgage for situations like: rental properties, investment properties, vacant or undeveloped land. 
  • Various terms available. View our Rates/terms.
  • Finance up to 90% of the value of the collateral

Manufactured Home Mortgages

Single-wide homes are excluded.