Wise Saver Account

Give your child’s future a head start and teach them the value of money with a Wise Saver Account. This account is for those aged 12 and under with a parent/legal guardian as joint owner.

  • Can be opened with as little as $5.00
  • Savings accounts begin earning dividends with the first deposit 
  • Children are awarded for deposits with a prize from our treasure chest
  • Quarterly statements
  • Parent/legal guardian may send money directly to account via payroll deduction
  • Special events throughout the year such as National Youth Month celebrations, coloring contests and giveaways

SMART Saver Accounts

Provide your teen the opportunity to develop responsible financial habits while still living at home with parental guidance. These accounts are available to teens (13-17) years with a parent/legal guardian as joint owner. 

  • $5.00 minimum deposit into Savings
  • Savings accounts begin earning dividends with the first deposit
  • Visa Debit Cards available with a Teen Checking or Teen Debit Clearing accounts
  • Scholarship opportunities available exclusively to Smart Saver account holders
  • Online and Mobile Banking access 
  • Monthly or quarterly statements or e-statements 
Teen Checking Account: 
Provides teen with a Visa Debit Card, free overdraft protection from Savings and an option for paper checks. Account may be opened when teen reaches (16) years of age. 

Teen Debit Clearing Account:
Provides teen with a Visa Debit Card only. Account may be opened when teen reaches (13) years.