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How to Set Financial Goals with Your Kids: A Parent’s Guide
April is National Credit Union Youth Month – the perfect time to introduce your kids to the powerful world of financial literacy. Teaching them how to set financial goals isn’t just about saving money—it’s about setting them up for future success.

Why Financial Literacy is Important for Kids
The earlier kids understand money, the better equipped they’ll be to make smart financial decisions as they grow. Ready to set your kids up for a financially confident future? Here’s why teaching them about money matters—and how it can change the course of their lives.

Putting the Loan Before the Car
Most people buy their vehicles backward—choosing a car first and then figuring out financing, often leading to overspending. Getting pre-approved or pre-qualified before shopping helps set a firm budget, strengthens negotiation power, and avoids dealer markups or up-sells.

The Importance of Building an Emergency Savings Fund
Building an emergency savings fund is one of the smartest financial moves you can make. No matter your financial goals, creating a solid emergency fund should always come first.

How to Use and Manage Your Emergency Fund the Right Way
Having an emergency fund is a smart move for your financial future. But how do you make sure you're using it correctly when life throws you a curveball?