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Woman relaxing in a chair next to her front porch

Current Promotions

30 Year Fixed Rate Mortgage Special

Equal Housing Lender. Loans subject to credit approval. Rates subject to change. New money only. A $50,000 fixed home equity loan at 4.99% interest rate would have 180 payments of (an estimated) $395.17 (principal and interest only). 

15 Year Home Equity Loan

Equal Housing Lender. Loans subject to credit approval. Rates subject to change. New money only. A $100,000 mortgage at 4.990% interest rate (5.07% APR) would have 360 payments of (an estimated) $536.21 (principal and interest only).

Winter Wonder Loan

  • 2.99% APR for 12 months
  • Up to $2000
  • New money only
  • Apply online, over the phone or in person!

Special Promo Loan

  • 3.99% APR for 36 months
  • Up to $6000
  • New money only
  • Apply online, over the phone or in person!

The Best Deal of the Season!

Enjoy a special 2.49% APR on qualifying purchases with a ServU Visa Classic Credit Card made October 1, 2025 – January 31, 2026. This low rate stays with you for the life of the balance on qualifying purchases—no surprises, just savings.*

*ServU Visa Classic cardholders will receive a promotional rate of 2.49% APR on qualifying purchases posted to your account between October 1, 2025 and January 31, 2025. The rate will remain at 2.49% APR for the life of the balance of the qualifying purchases made between October 1, 2025 and January 31, 2026. The promotional rate will return to the regular purchase rate of 11.99% APR after the dates indicated above. Any transactions made outside the dates indicated above will be at the current rate of 11.99% APR. The promotional rate is not valid on cash advances, balance transfers or convenience checks. Balance transfer rate = 2.49% APR, Regular purchase rate = 11.99% APR, Cash advance rate = 11.99% APR. Balance transfer fee = 2.00% of the amount of each balance transfer, $5.00 minimum. Foreign transaction fees = 1. 00% of each  currency transaction in US dollars. Promotion subject to change.