Youth Accounts
Wise Saver Account
Give your child a head start and teach them the value of money with a Savings Account!
- Available to members ages 12 and under with a parent or legal guardian as joint owner
- Accounts can be open with a $5.00 minimum deposit
- Begin earning dividends with the first deposit
- Children are awarded for deposits with a prize from our treasure chest
- Special events throughout the year such as National Youth Month celebrations, coloring contests and giveaways
- Online and mobile banking access for easy account management
SMART Saver Accounts
Provide your teen the opportunity to develop responsible financial habits while still living at home with parental guidance. These accounts are available to teens (13-17) years with a parent/legal guardian as joint owner.
- Available to teens ages 13-17 with a parent/legal guardian as joint owner
- Accounts can be open with a $5.00 minimum deposit
- Savings accounts begin earning dividends with the first deposit
- Teen Visa Debit Cards are available
- Scholarship opportunities exclusively for Smart Saver account holders
- Online and Mobile Banking access for easy account management
Teen Checking Accounts & Debit Cards
Teen checking accounts and debit cards help parents give their teens an opportunity to spend money in a safe and controlled manner.
- Available to teens ages 13-17 with a parent legal guardian as a joint owner
- No minimum balance or monthly fee!
- Teen debit cards have lower daily spend limits and enhanced security features to ensure that funds are safe.
- Teens can manage their funds and parents can transfer funds directly to your teen’s account via Digital Banking.
- Teens can loan their Teen Visa Debit Card to Mobile Wallets for even easier access. ServU Visa Debit Cards work with Google Pay™, Apple Pay™ and Samsung Pay™ (link to Mobile Wallet page)
