Visa Credit Card
Instead of carrying around multiple store cards, just take your ServU Visa Credit Card and know that you are getting a great deal and a great rate!
All ServU Visa Credit Cards feature the following:
- Mobile Wallet access
- Card Controls
- Tap to Pay (supports Google Play™, Apple Pay™, and Samsung Pay™)
- Digital Banking - check transaction histories, view e-statements, initiate balance transfers, set travel notices and more!
View our rates page for credit costs and terms.
Holiday Shopping and Special Visa Offers!
Classic Visa Card - Special Purchase Rate
-
All purchases made October 1, 2026 through December 31, 2026 will receive a special rate of just 2.49% APR. This rate stays with you for the life of the balance! Get your shopping done early this year and earn a great rate while you're at it!*
Rewards Visa Card - Double Points + a Great Rate!
-
Get a special rate of 3.49% APR on all transactions made October 1, 2026 through December 31, 2026. The rate for the qualifying purchase will remain at 3.49% APR for 6 months from the date of the first transaction.**
*Classic Card Promo: ServU Visa Classic cardholders will receive a promotional rate of 2.49% APR on qualifying purchases posted to your account between October 1, 2026 and December 31, 2026. Any transactions made outside the dates indicated above will be at the current rate of 11.99% APR. This rate is valid for the life of the balance. The promotional rate is not valid on cash advances, balance transfers or convenience checks. Balance transfer rate = 2.49% APR, Regular purchase rate = 11.99% APR, Cash advance rate = 11.99% APR. Balance transfer fee = 2.00% of the amount of each balance transfer, $5.00 minimum. Foreign transaction fees = 1. 00% of each currency transaction in US dollars. Promotion and rates subject to change.
**Rewards Card Promo: ServU Visa Rewards cardholders will receive a promotional rate of 3.49% APR on qualifying purchases made between October 1, 2026 and December 31, 2026. The rate for qualifying purchases made between October 1, 2026 and December 31, 2026 will remain at 3.49% APR for 6 months from the date of the first purchase during this period, and then the promotional rate will return to the current purchase rate. If the promotional balance is not paid back in full by the end of the 6 months, the remaining balance will revert back to the standard rate of 13.74% APR. The promotional rate is not valid on cash advances, balance transfers or convenience checks. Offer valid on ServU Visa Rewards Credit Cards only. Promotion and rates subject to change. Variable rates. As of 1/23/26, Balance transfer rate = 13.74% APR, Regular purchase rate = 13.74% APR, Cash advance rate = 13.74% APR. Balance transfer fee = no fee. Foreign transaction fees = 1.00% of each currency transaction in US dollars.
Instant Issue Service:
ServU Credit Union members can have cards printed on the spot in certain ServU locations. Whether you are applying for a new card or need to replace a lost or stolen card, we can conveniently print them in branch and give you access to your account quickly.
Instant issue services are currently available in our Painted Post, Hornell, Bath, and Penn Yan branches.
Types of Cards Available:
If you are looking for a traditional credit card with a great rate and no annual fee, this is the card for you!
- Credit limits up to $15,000.
- No annual fee.
- Cash advances have the same interest rate as regular purchases.
- Have a high-interest rate credit card? Transfer the balance to a ServU Visa Credit Card!
Everyday purchases have never been so rewarding! Earn points every time you use your card with the ServU Visa Rewards Card.
- Credit limits up to $20,000.
- No annual fee.
- Cardholders earn one point for each dollar spent on qualifying transactions.
- Points can be redeemed for:
- Travel expenses (flights, hotels and car rentals)
- Gift Cards from select merchants
- Cashback
- Pay with points
- Credit limits up to $2,500.
- No annual fee.
- Eligible members must be at least 16 years old.
- This card requires a creditworthy adult, over 21 years of age to be jointly responsible.
- Available to members who may not have an extensive credit history or are looking to help establish credit.
- Members may be required to provide a co-signer OR to have shares equal to the authorized credit limit held on deposit at the credit union
To report your card as lost or stolen
|
