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A father showing his daughter the new solar panels they purchased with a ServU Home Improvement Loan
A father showing his daughter the new solar panels they purchased with a ServU Home Improvement Loan

Home Improvement Loans

What will you do with a Home Improvement Loan?

It’s time to roll up your sleeves and start tackling that list of home improvement projects you’ve been putting off!

  • Invest in more insulation or add a new heating and cooling system.
  • Replace inefficient windows. 
  • Purchase a new energy efficient washer/dryer. 
  • Add solar panels or a windmill
  • Replace siding 
  • Add an addition, garage, deck or porch.
  • Any other project to improve your home

Loan details

  • Borrow up to $20,000.
  • Proceeds of the loan must be used for home improvements.
  • Member must be a home owner.
  • No lien is placed against the property.
  • No closing costs or wait time.

Membership eligibility required. Loans subject to credit approval. Rates subject to change. Federally insured by NCUA. New money only.

Home Improvement Loan Rates
LimitsTermAPR*
Borrow up to $20,000 0-36 mo 7.99%
Borrow up to $20,000 37-60 mo 8.24%
Borrow up to $20,000 61-84 mo 8.99%
Borrow up to $20,000 85-120 mo 8.99%

Learn more about Home Improvement Loans

Unsecured funds available for home improvements - new money only.

Example: A $10,000 Home Improvement loan at 8.24% APR would have 60 monthly payments of $203.89. Insurances not included in this payment example.

Home Improvement Plus Loan Rates
ProductTermAPR*
Borrow up to $20,000 0-36 mo 7.99%
Borrow up to $20,000 37-60 mo 8.24%
Borrow up to $20,000 61-84 mo 8.99%
Borrow up to $20,000 85-120 mo 8.99%

Unsecured funds available for home improvements - new money only.

Requirements:

  • Proceeds of the loan must be used for home improvements
  • Member must be a home owner

The Home Improvement Loan is an unsecured loan. A lien WILL NOT be placed against the property.

Total amount of Home Improvement and Home Improvement Plus cannot exceed $20,000.
Total amount of traditional home improvement not to exceed $20,000.

Example: A $10,000 Home Improvement Plus loan at 8.24% APR would have 60 monthly payments of $203.89. Insurances not included in this payment example.