From Move-In Day to Graduation: The Credit Union Built for Student Life
Heading off to Alfred State or Alfred University? Commuting to Corning Community College? Starting a new chapter at Keuka College?
Where you bank during college has a lasting impact on your financial future. From managing your first paychecks to building credit, students across Upstate New York and Pennsylvania are choosing ServU Credit Union.
Join Easily—No Hidden Requirements
If you live, attend school, work, worship, or run a business in one of 17 counties in New York or Pennsylvania, you’re automatically eligible to join ServU.
ServU Credit Union serves:
New York: Allegany, Cattaraugus, Chemung, Genesee, Livingston, Ontario, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wyoming, Yates
Pennsylvania: Bradford, McKean, Potter, Tioga
Checking Accounts Designed for College Life
Skip the big-bank fees and limitations. ServU’s checking accounts include:
- No minimum balance
- No monthly maintenance fees
- Mobile banking, check deposits, and fee-free ATMs
- Same-day account setup and debit card issuance (available at Hornell, Bath, Painted Post and Penn Yan branches)
Build Credit Before You Graduate
Why wait until graduation to start building your financial future?
- Apply for a Visa Credit Card with a low limit, perfect for building good credit without risking debt.
- Meet with our financial counselors and get answers to all your “how do I…?” money questions.
- Learn the tricks to smart borrowing, better budgeting, and getting approved for your first car or apartment.
You don’t need to be an expert to set yourself up for success. With ServU, you can get a jumpstart on great credit and real-world money skills, right now.
Save for Life’s Surprises
Life comes with unexpected expenses—flat tires, surprise fees, textbooks, or last-minute travel. ServU makes it easy to build emergency savings even on a student budget:
- Set up automatic transfers to savings
- Create dedicated savings “clubs” for textbooks, travel, or emergencies
- Use the mobile app to track balances and stay on top of spending
Just $5 a week can build a cushion to reduce stress and increase independence.
Support for Parents, Too
ServU offers tools that keep parents connected without compromising student independence:
- Options to easily send money to your student through joint accounts or external funds transfers with an outside account
- Real-time fraud protection and security alerts for transactions with a ServU Visa Debit or Credit card for peace of mind
- Joint or co-managed accounts for shared access and visibility when needed
It’s a partnership that makes managing money as a student easier for everyone.
Your Student Banking Toolkit
| TASK | WHY IT MATTERS |
| Open student checking and savings |
Avoid fees and get full digital + in-person access |
| Set up direct deposit | For jobs, financial aid, or internships |
| Download the ServU mobile app | Check balances, monitor credit, manage accounts |
| Automate savings transfers | Build an emergency fund early |
Frequently Asked Questions
- Can any college student in Steuben or Chemung County join ServU?
Yes. If you live, work, worship, or go to school/college in one of our 17 counties, you are eligible to join. - Can parents and students manage accounts together?
Yes. Joint accounts and easy fund transfers make managing money simple and secure. - How does ServU compare to big banks?
ServU offers the services you need with low or no fees, and local support when you need it most.
Ready to Get Started?
If you're starting school in Alfred, Corning, Geneseo, Penn Yan, or anywhere in our 17-county region, you’re eligible to join ServU today. Open your account online and pick up your debit card in person during move-in week.
Bank smart. Start strong. Stress less. Make the credit union switch before school starts.
OPEN AN ACCOUNT LOCATE A BRANCH
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